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Why would anyone get an interest only loan?

How to improve your credit.

Credit scoring - How it works

Points are very easy to understand but not easy to accept. Points are how the lenders and brokers make their money. It is very easy to calculate, one point is one percent of the total loan amount, and two points are two percent of the total loan amount, etc. You can see how points can get very expensive. Generally lenders and brokers don't charge more than 2 points; if they do, do not sign the docs because there is someone else that can get you a better deal.

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How much does it cost to refinance?

What are points?

What is consolidating debt?

Please help, my credit score is below 500!

Tips on how the
option mortgage works

Why it's important to keep your 30 year fix as long as you can.

Broker versus lender.

Choosing the right loan program.