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Purchasing a new home.

Purchasing a new home is a major life change. The home is the place where you spend most of your time. Your family will live there; your children will grow up in the home. "Home is where the heart is." The greatest advantage to purchasing a home is the tremendous satisfaction and pride that comes from saying, "This is my house." Your home reflects your personality; the way it is decorated, furnished, improved upon, and taken care of tells s great deal about you. Owning a home gives clout, both economic and political, and as soon as you purchase a new house you have credit, even if you had no credit rating before.

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How much does it cost to refinance?

What are points?

What is consolidating debt?

Please help, my credit score is below 500!

Tips on how the
option mortgage works

Why it's important to keep your 30 year fix as long as you can.

Broker versus lender.

Choosing the right loan program.