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Why would anyone get an interest only loan?

How to improve your credit.

Credit scoring - How it works

Who Qualifies for a Home Improvement Loan?
To meet home improvement loan standards borrowers must have at least a one-half owner interest in the property (or have a long-term lease) and be an acceptable credit risk.
A borrower's total fixed expenses cannot exceed 45 percent of gross income. This includes debt for such items as cars, houses, credit cards, and various types of other loans. It does not include such items as food and utilities.
Home improvement loans: Something potential borrowers should know.
Funds accrued from a home improvement loan cannot be used for luxury items. They must be used for improvements that protect or improve the basic livability or utility of the property. Some examples include: structural additions/alterations, roofing, insulation, etc.

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How much does it cost to refinance?

What are points?

What is consolidating debt?

Please help, my credit score is below 500!

Tips on how the
option mortgage works

Why it's important to keep your 30 year fix as long as you can.

Broker versus lender.

Choosing the right loan program.