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Why
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Choosing a Loan Program
There isn't a single or simple answer to this question. The right type
of mortgage for you depends on many different factors:
" Your current financial picture
" How you expect your finances to change
" How long you intend to keep your house
" How comfortable you are with your mortgage payment changing
For example, a 15-year fixed rate mortgage can save you many thousands
of dollars in interest payments over the life of the loan, but your monthly
payments will be higher. An adjustable rate mortgage may get you started
with a lower monthly payment than a fixed rate mortgage, but your payments
could get higher when the interest rate changes.
The best way to find the "right" answer is to discuss your finances,
your plans and financial prospects, and your preferences frankly with
a mortgage professional.
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How
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Broker
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Choosing
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